How lucky have your
Premium Bonds been?
Compare your winnings with the expected amount for each month, then share your luck score. Changing balances? Add monthly amounts or import your records. Your figures stay in your browser.
Your figures
Draw history available: January 2025 – November 2026.
Private. No account needed. Your figures stay in this browser.
Example luck score
Example: £10,000 held, £550 won.
147% of expected winnings
Based on the NS&I results for these months.
For this balance and period, the estimated chance of winning £550.00 or more is 12.32%.
What would a typical result look like?
The estimated middle result is £300. At least 8 in 10 results fall between £125 and £575. These are estimates, not a prediction of what you’ll win.
How these estimates workLarge prizes pull the average up, so a score below 100 can be normal. Your score compares winnings, not your ranking among savers. Past results don’t change your next draw’s chances.
How the score worksYour winnings vs expected
ExampleMonthly amounts View table
| Draw | Eligible balance | Your winnings | Expected |
|---|---|---|---|
| Dec 2025 | £10,000 | £0.00 | £30.00 |
| Jan 2026 | £10,000 | £25.00 | £30.00 |
| Feb 2026 | £10,000 | £25.00 | £30.00 |
| Mar 2026 | £10,000 | £50.00 | £30.00 |
| Apr 2026 | £10,000 | £0.00 | £27.50 |
| May 2026 | £10,000 | £75.00 | £27.50 |
| Jun 2026 | £10,000 | £25.00 | £27.50 |
| Jul 2026 | £10,000 | £50.00 | £31.67 |
| Aug 2026 | £10,000 | £50.00 | £31.67 |
| Sept 2026 | £10,000 | £25.00 | £36.25 |
| Oct 2026 | £10,000 | £75.00 | £36.25 |
| Nov 2026 | £10,000 | £150.00 | £36.25 |
Keep track of your winnings
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Explore the latest draw
November 2026: £500.5m in prizes · 4.35% prize fund rate
Want to estimate what you could win?
The Premium Bonds odds calculator shows winning chances, expected prizes and the chance of winning nothing. This luck calculator compares prizes you have already recorded.
How does the comparison work?
Read how the luck score is calculated, including changing balances and the difference between historical draws and repeated conditions.